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About us

As a boutique firm, IBSM Solutions provides subject matter expertise across all aspects of asset liability management, profitability analysis and performance measurement. We are here to help your organization implement and advance its Treasury and Risk Management  capabilities, complementing and supporting internal resources to meet competitive and regulatory challenges.

Contact info

Head Office (Canada):

Karl Rubach
Managing Director
+1 (416) 388-3079
karl.rubach@ibsmsolutions.com

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Mexico:

Mauricio Llaguno

Director
mauricio.llaguno@ibsmsolutions.com

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Karl Rubach - Managing Director

Karl is the Managing Director and founder of IBSM Solutions, Inc.  He has over 25 years of international Treasury, Balance Sheet and Capital Management experience.

 

He has lead the implementation of ALM, Liquidity, Risk Adjusted Return on Capital (RAROC) and Balance Sheet Optimization frameworks, including Funds Transfer Pricing (FTP) and Economic Capital allocation.

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He is a frequent speaker at industry events.  He holds a BA in Economics, a Master Degree in Finance from ITAM and is a CFA Charterholder.

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Mauricio Llaguno - Director Mexico

Mauricio is based in Mexico City and has over 25 years of experience in the financial industry in asset-liability management (ALM), financial risk management, FTP, liquidity management, treasury, funding, capital management and portfolio management.  

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He has participated ALCOs, Risk Management and Pension Fund Committees. Coordinator for the Liquidity and Funding Committee and member of the Treasury Committe of the Mexican Bankers Association (ABM). He is a professor in the Post Graduate Risk Management Program at ITAM. 

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Mauricio is an Actuary and holds a Master Degree in Finance from ITAM

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